We own our PPR outright, have no debt and a fairly substantial amount of cash available. We have two IPs, with I/O loans. We plan to buy another IP: Should we go with a 100% I/O loan or put a deposit down and pay P&I with a significant sum in an offset account, which should result in us owning the property in c.20years at similar repayments to the I/O loan. Then we'd own the property and have an income stream or sell and get the principal plus any capital growth, rather than just relying on capital growth. Would it make sense to go with the P&I option?
P&I loan for investment property?
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- housing commission
- How are Australias states and territories performing?
- How are maximum building heights determined?
- How are often should you catch up with the business partners
- How could restricted borrowing change investing approach
- How do I calculate adding a room
- How Do I monitor the quality of my build?
- how do I remove the spring from the tap spindle
- How do you find your next IP?
- How do you get someone to turn up at Court..
- How do you justify your rental fee based on the current market?
- How do you manage your properties?
- How does Property Price get registered with goverment?
- How important are a survery report and a building certificate before signing contract
- How is this allowed?
- How long does it take for titles to be issued?
- how long to wait before I can re-fi again with St George
- How many different lenders are you using right now?
- How many Properties in a Trust in Q'land
- How many Somersoft user profiles are there?
- How much can my friend borrow?
- How Much Commission To Agent
- How much debt do you carry?
- How much do you spend a year (living expenses)?
- How much do you tell your agent?
- How much should I spend?
- How much to fix these issues?
- How much will canceling 26k worth of credit cards increase my borrowing power by?
- How much would it cost to build a small 3 bedroom house?
- How offended would you be? Would you do something?
- How often have you had to ask for an extension to the finance date? (non-cash buyers)
- How old are you?
- How rare is it for a seller to pull out of the contract when finance date is breached
- How to add someone to to the property title?
- How to buy in auctions when interstate ?
- How to calculate rental yield ?
- How to evict a tenant?
- How to identify high growth suburb in Brisbane without residex report
- How to know High Crime Rate or Housing Commission location ?
- How to know tenants' clean and tity?
- How to make 100k in your spare time.
- How to make sure the demolition contractor does not bury asbestos in my yard
- how to remove timber slats (on internal asbestos walls)
- How to self manage the property
- How to spread a sale over two financial years?
- How to take over from the current rental management?
- How to Utilise Sunset Clause
- How to value empty land
- How to value land price?
- how would you invest your money wisely?
- Howling dogs
- HWS tenants issues
- Hybrid trust changes since 2004?
- I like the other Forum better
- I'm calling it... 2015 is the peak
- Ideas for best rental return West Ryde Unit
- Ideas for old tennis court
- Ideas on how to make better use of space of our late 1940s home
- Ideas to boost rental yield on this property
- If a ceiling of a room is less than 2.4m can it still be used to sleep in?
- If a vendor says to the agent "don't bring me offers under $x"
- If Sydney Market Dropped by 50%?
- If trees are not listed under Brisbane tree protection
- If you had a spare $300k....
- If you had between 500 to 600k to invest where would you invest it and why?
- if you have $1mil
- If you're still poor at 35
- IFTTT
- Igzem
- Ikea on Checkout
- Im 45yo can i get a 30 year loan?
- implications of keeping 1 unit
- Improve Air Flow and Ventilation
- Inaugural Brisbane FBAA Vendor Finance Meeting
- Increase in Property Price and Population Growth
- Independent valuator in Melbourne
- Individual borrowing Capacity AFTER buying using Tenants in Common
- Industry Super Funds? Any good compared to typical Super Funds?
- Inefficiencies of PMs
- Info on a company gone into liquidation.
- Infrastructure building in Melbourne
- Ingleburn and Surrounds
- Inner city / lower north shore / eastern suburb
- Inner North Brisbane Boutique PM
- Inner West
- Inner western Sydney PM
- Inspections - A new approach
- Inspections - New Service
- Installed new security fence
- Instant hot water system question.
- Insurance broker
- Insurance brokers or not?
- Insurance Claim - Recent Thunderstorm Damage
- Insurance company
- Insurance for Commercial Property
- Insurance for house and granny flat
- Insurance on House and Granny Flat
- Insurance on unit/apartment with body corp
- insurance USELESS...
- Insurances
- Interest in Advance Rate worse then Variable!!
- Interest only loan
- Interest rates are down more than i remembered
- Interest savings by using creditcard
- Interested to own a strata office in the Heart of CBD in Raffles Place
- Interesting article from Terry Ryder re: inner city over supply
- Interesting Domain.com.au publication
- interesting mentality/conversation i heard today
- Interesting Scenario
- Internet and TV cabling . Who ?
- Internet Speeds since Netflix arrived
- Interpret the text on this embroidery
- Interpreting Current Value of Homes
- Intro - new member from Brisbane
- Intro/Subdivision questions...
- Introducing myself
- Invest in Brisbane
- Investing in Adelaide
- Investing in hotel rooms?
- Investing in Nerang QLD- advice
- Investment Advice Needed - Melbourne
- Investment bonds for kids?
- Investment financial structue.
- investment in Drouin or Warragul
- Investment Loans 95%
- Investment Ppty advice sought
- Investment Property Data on realestate.com.au
- Investment property in Brisbane with a $35
- Investment Property Strategy - A Definitive List
- Investment property- Cairns
- Investment rental property management software
- Investment Scenario - looking for opinions
- Investment/entrepeneur psychology resources
- Investor? Developer?
- Investors club investigated by ASIC
- Invoices for tax refund
- IP Accounting Spreadsheet?
- IP in Brisbane - thoughts?
- IP in Gunnedah NSW
- IP In Melbourne under $375K
- IP LOC offsetting PPOR
- IP student accomodation
- IP value basics
- IP with wooden playhouse. Pro or Con?
- IP-250K deposit for 2X400k houses or 800k house? Central Coast or Brisbane.
- Ipswich
- Is 24 hours notice enough to clean a rental place?
- Is 48k reasonable price for a 29sqm brick garage?
- Is an ensuite addition possible?
- Is being an owner builder worth it?
- Is Bendigo past it's prime?
- Is it a good time to buy a PPOR in Brisbane?
- Is it crazy to buy a duplex sitting on a 600sqm block?
- Is it Hot
- Is it normal for agents to refuse to put up "Under Offer" on the ad?
- Is it possible to separately rent out studio?
- Is it safe to lightly sand asbestos?
- Is it still worth investing in ADL?
- Is it time for Laverton yet?
- Is there a builder/chippy in the house (Brisbane)
- Is there a place like this in Melb?
- Is there a way for landlords to join forces and boycott kmart?
- Is there a way for landlords to join forces and boycott the environment
- Is there potential to develop ?
- Is this a good deal ?
- Is this a good idea
- Is this a legitimate tax strategy?
- Is this a Restriction?
- Is this allowed?
- is this legal...
- Is this over the top
- Is this reno viable? First time!
- Is this the best time to buy/Sell?
- Is this too close to Motorway for IP?
- Issue with leaking shower base
- Issues uploading LinkedIn profile link and uploading profile pic
- Issues with broker
- it has been confirmed
- It would be great if we could share our answers in social media.
- It's been over 4.5 years since joining!
- Jacqui Lambie in the headlines again
- Jail for dodgy foreign property buying
- Janelle.
- Job offer - how to best handle
- joint bank application
- Joint owner with mum need legal advice please asap!
- Joint Venture / JV anyone?
- Just settled on another Marrickville flat
- Kallangur qld
- Karratha Prop. Manager
- Karrinyup Development
- Keep or sell?
- Keeping the car shiny
- Kids Sport
- Kingston / Logan Area
- Kitchen and bathroom renovation in Melbourne
- Kitchen Benchtop
- Kitchen Ceiling
- Know a reliable builder for bathroom reno Melbs?
- Know of an awesome Property Manager in Guildford Parramatta Merrylands SW Sydney?
- Lake Munmorah NSW
- Laminate flooring -
- Laminate v Vinyl
- Land as investment in Melbourne
- Land rezoned to B4 Mixed Use. Interested buyers. How to sell?
- Land surveyor
- Land Tax
- Land Tax & Special Levy No Longer Adjusted at Sale in QLD
- Land tax and IP's
- Land tax in Brisbane
- Land tax refundable?
- Land tax search
- Land to Asset Ration for Units
- Land.vic.au
- Land/Construction Loan
- Landbanking a development site
- Landlord insurance
- landlord protection insurance
- Latest purchase in QLD
- Laundering money
- Leafy suburb Melbourne East?
- Leaky shower bases - how to avoid this problem for good
- Leased Price Commercial History
- Leasing a car for work
- Legal issues on tenant agreement
- Legal to rent out upstairs and down stairs
- Lenders covering Refinance Fees?
- Lest We Forget.
- Let the hunt begin for an IP in Melbourne!!
- lets hype Newcastle
- Lets hype Yagoona !! But do your DD ....Self interest post
- Liability of dead tree hanging over next door
- Licence to occupy drainage reserve - Questions
- Lifting floor boards to access Wiring - Help please !!
- Lifting LVR to 80% to reduce taxable income
- Limited guarantee
- Line of Credit or Offset account ?
- Lining a shed - installing insulation batts
- Lismore NSW
- Live in Studio Rent out PPOR
- LMI - deductible or not deductible?
- LMI deductibility
- LMI or bigger deposit?
- LMI or not?
- LMI waiver for construction loan - accountants
- LMI...check out this article
- Loan advice for new IP - confused with PR loan
- Loan between trusts
- Loan Contamination
- loan contamination and interest apportionment
- Loan for a block of residential units (in a line)
- Loan for an Australian Citizen working overseas
- Loan for Land Development
- Loan servicing without work
- Loan Structure - First IP
- Loan Structure Advice Needed
- Loan structure Bank west to boq
- Loan with Max. period of interest-only payment?
- loan with redraw or offset account
- loan with trust structure
- Loans & subvisions
- Loans on Owner Occupier and Investment Properties
- Locality research - Brisbane
- Lock it in?
- Logan - arguments for and against capital growth
- Logan City Council Land Subdivision
- Long settlement due to limited funds?
- Looking at an apartment - water damage from above
- Looking for a construction loan
- looking for a good property Accountant in Melbourne CBD or Footscray Area
- Looking for feedback on my strategy/ideas
- Looking for help. Cairns locals chime in
- Looking for some help please :)
- Looking to advertise outside the box
- Looking to buy....what do you think?
- Looking to invest in Melton Vic
- looking to renew lease.
- lordy yes
- Losing faith/trust in lawyers (selling property)
- Lots of money - what to do with it?
- Love my tenants
- Low Doc Loans and Investing
- Low-doc loans - how easy to get?
- Lowest fixed interest rate
- LVR LMI Question - Equity top-up
- Macquarie rates ?decreased this month
- Mail outs to avoid agents
- Make company startup costs deductible with LOC?
- Making Premade Townhouses from China for Australia
- Making your PPOR loan deductible?
- Malaysia Johor Bahru
- Managed funds
- Managing the maintenance period with tenants for a new build
- Mansfield 4122 Brisbane
- Market moving
- market near the top
- Maroubra
- Marsden Park
- Mason Green - Piara Waters
- Masters flat pack kitchen.
- Mawson Lakes (Adelaide)
- May 2015 rate cut leaked?
- May 2015 Rate Cut. Possibly More to Come!
- McMahons Point sydney
- ME Bank 3.99% 3 Year Fixed
- Measuring land slope
- Medellin
- Medicare Levy
- Melb apartment sold for $25m
- Melb house purchase boundaries surveyor?
- Melb Prop Meeting Tues 16 Jun - Secrets to Spotting a Real Property Bargain
- Melb Prop Meeting Tues 17 Mar - How To Create Win-Win Investing Partnerships!
- Melb Prop Meeting Tues 19 May - Investors reveal passive income through property dev
- Melb sunshine/deer park/Albion etc vs Glenroy/had field/broadmeadowd
- Melbourne
- Melbourne - $350
- Melbourne 2030 changing demographics and the unit boom
- Melbourne Apartments 2015
- Melbourne East under the radar
- Melbourne Get Together Docklands 12th May 2015
- Melbourne Get Together Tues 9th June Mitcham Hotel
- Melbourne or Brisbane for 1st IP: CG Strategy
- Melbourne outer east where to buy?
- Melbourne property question - council valuation
- Melbourne to run more
- Melbourne vs Perth
- MERS in South Korea
- michael Eltringham
- Mid melbourne or brisbane
- Mildura anyone
- Millers Point Airbnb? Two one bedroom apartments sold together.
- min 4 goal margin
- Min property land size for investment property
- Mindset Books
- Minimizing cgt
- minimum amount you take in Equity.
- Moderators and Somersofters in General
- Modern outdoor wall paint color suggestions
- Modular House Perth
- Money under the mattress now an effective strategy
- Moranbah
- more jobs in brisbane?
- Mortgage broker smsf
- Mortgage broker with experience in the Malaysian market needed
- Moss Vale
- Motley fool stock market marketing guy
- Mount Warren Park - Brisbane South Side
- Movers from Perth to Sydney
- Multi-unit development
- Multiple electricity meters in the same house
- multiple offers in QLD legal Q?
- multiple owner property
- Must I pay stamps on nomination as land has not titled? How can I sell for profit?
- muswellbrook - positive signs?
- Muswellbrook (Sell or hold)
- My budget is around 450K to 550k and looking for CG areas or Brisbane 10 to 15km radi
- My dad and his digs
- My first property purchase plan!
- My first reno
- My first subdivision - Frankston.
- My little girls newly decorated toddler room
- My new purchase - Runcorn
- My partners ownership predicament (help pls)
- My TV picks up the CCTV footage in the complex
- MyGov
- N Ireland
- NAB I/O renewal - will a revaluation be required?
- NAB: Stamp Duty Victoria
- Naked ADSL
- Nambour - What would you pay?
- Name on Lease Agreemnet
- Narre warren south casey central expansion
- nbn
- NBN to both granny flat and front house possible?
- Need access after tenant moves out
- Need an investment plan
- Need help renting out property !
- Need help understanding something about borrowing capacity
- Need Owners Corp when own all units?
- Need to change this bathtub?
- Need to know more SMSF to buy a property
- Needs or wants
- Negative gearing proposals
- Negotiating a discount for non-approved room/bathroom
- Neighbour abuse and defamation
- Neighbour's selling
- Neighbours Powerline over property
- Nepal Earthquake
- Netflix..what are you watching??
- New Apartment Block Across from Mine Planned
- New Apartments 3kms from Brisbane City?
- New battery flat after 8 days sittng
- New Commercial PM required- Illawarra NSW
- New cord safety regulations implemented by the Dept of Commerce
- New development in Tenby St Mount Gravatt
- New Investor: Hi to the forum
- New laws or wacky agent?
- New Mortgage Broking Business
- New oven in Adelaide
- New Purchase over the weekend in Melbourne
- New QLD first time home owner questions...
- New South Wales
- New water main connection
- New Zealand has introduced a capital gains tax on properties
- Newbie - basic accounting/tax info
- Newcastle Flood Maps
- NEWSTART ALLOWANCE IF YOU OWN IPs
- no AGM minutes
- No more owner builder duplexes allowed in NSW
- No more property investing.
- No profit ??? Why should I buy?
- No Stamp Duty
- none or both?
- North Brisbane - time to buy?
- North Lakes - followup
- Northam WA
- Not a bad deal in Sunnybank
- Not happy with Pre-Approval. What should I do?
- Not sure where to from here...
- Nras otp
- NRAScals
- NSW
- NSW Builders License Course
- NSW Fair Trading warns of dodgy agent in the Goulbourn region
- NSW Per Sqm Building rates??
- NSW Pool Laws
- NSW Storms
- NSW with net return neutral - houses
- Nudgee Brisbane?
- nw sydney vs apart or house brisbane
- Obtaining neighbours OK to run stormwater pipes through their yard.
- Off the plan in Melbourne... withdraw issue
- Offers over in Brisbane (Logan)
- Office Space - Melbourne
- Offset vs redraw mixup
- Oh my wordy
- old fibro garage at an IP
- Old surrounded by new
- Older peoples borrowing power
- On selling a property
- On-selling land. What to consider
- One House Sold Every 4 minutes..
- One of those spec houses down the road from me sold
- onthehouse
- onthehouse.com.au
- Open for inspection
- Opinions on Boom to Bust: by Lindsay David:
- Options for delayed settlement
- or 4?
- or keep the power dry? Advice needed
- or What?
- Order a valuation before renovation?
- OTP - loan not confirmed until settlement (QLD)?
- OTP Developer Dirty Tricks - the 'sunset clause' game
- OTP good stories and horror stories
- OTP increases in value
- OTP Sydney resale settlement process
- OTP Townhouse in Everton Park QLD
- our ppr reno
- Our recent reno
- Outdated covenant
- OV5-Urban Catchment Flow Path - QLD
- Oven needed in Adelaide
- Overhead transmission Wires - how far away ok
- Overseas buyers
- oversupply data
- Own title townhouse
- owner builder ins requirements
- Owner Occupied suburb vs Investors suburb
- Owner rights in waterway
- Owning a big country block.
- P&I loan for investment property?
- Pacific Pines in Gold Coast
- Paddington QLD Apartment versus house in Kadren/Zilmere
- Paid with PPOR Offset....Will this work?
- Painter and carpenter in north Brisbane
- painter etc)
- Painter recommendation for Gold Coast
- Painter Recommendation Needed- Brisbane
- Painters in Bendigo
- Painting front door
- Painting inside of your home - worth doing Urself or best to employ a professional?
- Painting Window Frames
- Parramatta VS Castle Hill
- patchy patio post
- patio installation in Brisbane
- Pay for Gas heater service & Carbon monoxide test?
- Pay off investment property
- pay repairs from LOC
- Paying cash and Discounts
- Paying IP costs on credit card
- Paying off Reverse Mortgage
- Payment methods for the IP by LOC?
- Payment of PM fee
- Payment Structure
- Perhaps another IR Drop
- Personal Loan or Credit Card Enquiry
- Personality type and jobs
- Perth
- Perth Freight Link = $1.6bn
- Perth houses are currently as affordable as they were in 2003 and 1996
- Perth nightmare!
- Perth thoughts.....?
- Perth. Game of CASHFLOW and Networking Event.
- pest control
- Planning Maps
- Plantation shutters Sydney?
- Please advise re my fresh start with new IP
- Please help with internal colour scheme
- Please recommend a solicitor or lawyer to sell IP in VIC?
- please?
- Pls recommend a broker in the North Brisbane area
- Plumber in Brisbane
- Plumber receipt no GST
- Plumbing issue / drain blockage - please assist
- Plumbing needed
- Plz recommend an agency/agent for Rooty Hill area
- PM for Kallangur
- PM Logan
- PM Outer North Melbourne
- PM proof of inspection
- PM rant
- PM recommendation for Point cook
- Polished Pine in rental?
- Polished Porcelain Tiles
- Pool refurbishment cost / process
- Poor first home buyers Sydney
- port adeliade
- Positive/Neutral Geared Properties in Melbourne - Where are they?
- possible JV agreement
- possibly 4. $17.6k bill
- Potential negative gearing changes
- Power of Attorney in a Trust Question
- PPOR - Advice on Floorplan
- PPOR - Carrum Down or Cranbourne West
- PPOR capital gains tax applicable when selling with Planning Permit?
- PPOR or IP again...
- PPR Extension - What is cheaper (not bang for buck)
- PPR to IP - Recommended things to take care of to make tax time easier in future
- Pre 1985 Asset and CGT
- Pre finished flooring
- pre-sell - automatically classed as developer?
- prediction: no chance tomorrow
- Prefab extensions
- Preparing house for new tenant concrete house
- Prepay interest worth doing in this case?
- Prepaying interest to increase expenses this FY
- Price Finder Sales Estimate
- price guide from previous sales
- prices DO always go up ...
- Primary Producing Investment - Agricultural Land
- Prime Minister Tony Abbott announces stricter rules for foreign property investors
- Prioritising my value add projects
- Privacy .../
- Pro Athletes vs parasitical family members.
- Problem with Brisbane Council -- New Driveway and Tree
- Problem with condensation or leak (photos included) ?
- Problems with purchasing large properties?
- Process for selling myself?
- Profit from House in B5 zoning (Wyong LGA)
- Progress payment calculator
- Project Builder v Bespoke Builder
- Properties near/around Gold Coast
- Property Accountant/Lawyer in Sydney
- Property and suburb portfolios
- Property broker - what info is normal?
- Property Cleaning and Lawn Maintenance
- Property Coaches
- Property Condition Report company (WA)
- Property Data Report
- Property Deductions Without receipts - what max amount are allowed
- Property for sale - address not disclosed
- Property Lawyer for Newbie in Perth
- Property Management Contract
- Property management fees... advice needed
- Property Management Strange Behaviour
- Property Manager (Cairnlea
- Property Manager in Bundoora VIC
- Property Manager in Frankston or nearby recommendation
- Property Manager Maylands WA
- Property Manager Outer East Melbourne
- Property Manager paid for repairs that were not done
- Property manager recommendations on Brisbane South Side.
- Property Manager Terminates Themselves After Being Questioned???
- Property managers - why not get a group discount?
- Property Meeting Perth Apr 29th - Small Development Deals - Moving on Up
- Property Meeting Perth Mar 25 - Is there $$$ in them there hills - Subdividing
- Property purchase with brother - different ownership %
- Property Report - Resources
- Property Software
- Property tax
- Property tax advice in Melbourne CBD?
- Property under 50sqm
- Proposed Development - Point Peron WA (Mangles Bay marina)
- Proposed Heritage listing on building - BCC
- Pros and Cons of buying a Luxury unit
- Pros and Cons Of Using Equity To Buy Properties
- Protection from Adverse Possession
- Public Liability Insurance
- Public Trustee - Brisbane Auction
- Public Trustee auction question
- Purchased a new property with current tenants
- Purchasing Cost
- Purchasing Property in SMSF
- Putting a regional town property on Airbnb
- QLD
- QLD conveyancing
- QLD Finance Clause When does it start?
- QLD land valuations put today
- QLD PM - is this unfair?
- Qld State Govt approves New Logan Planning Scheme. Start in May
- QLD: Acid Sulphate soil zone
- QLD: Conditional finance approval - safe to confirm finance date?
- qld?
- Quantity Surveyor for Depreciation schedule ?
- Quantity surveyor? Can you recommend anyone?
- Queenbeyan)
- Question about Capital Gain Tax (CGT) moving from old to new to old property....
- Question about Loan-Structure and minimising CGT
- Question about loans against equity
- Question about stamp duty and depreciation
- Question for mortgage brokers
- Question for people on low incomes
- Question on my potential borrowing power
- Question re: normal building size and cost to build
- Question regarding topup fund
- Questions about off the plan house investment in Melbourne
- questions to ask a broker
- quick bathroom reno question
- Quiggles US Journey
- R3 zoned - how many townhouses can build?
- Race hate flyer distributed in Sydney's north shore and inner city
- Radio Rentals
- RAMS Cash Out Policy on IP?
- Rate question
- Rate reductions after the May 5 rate cut
- Rates adjustment on a subdivided property?
- RBA to cut another 1%?
- REA Dirty Tricks!
- REA issues
- REA Selling Fees in Perth
- Real Estate Agent Gold Coast - Labrador
- Real Estate audio (research)
- Real life example of reconfigured block and how it changes UCV?
- Reality shock - development approval granted
- Rear property - possible issues if front house is under renovation?
- REAs vendor database
- Reasonable expectations from a PM
- Reccomendations for good property
- Recommend draftsman/ arcitect Melbourne
- Recommend me a Brisbane Building/Pest Inspector
- Recommend me reno sparky/builder in GC
- Recommend pre-settlement inspector in Brisbane
- Recommendation for concrete driveway/pathway?
- Recommendation for Property Manager near Wandi/Banjup/Oakford WA (or SOR Perth)
- Recommendations for DIY sale of your IP
- Recommendations for learning about financing options
- Recommended designer and planning advisor in Melbourne?
- Refinance - was I overcharged?
- refinance IP loan with overseas income?
- Refinancing cost ? Where to allocate?
- Reflections of an investment newbie
- Regional NSW & Granny Flats
- Registered Tax Accountant in Newcastle NSW area
- Registered Valuer in Perth Recommendation
- Release equity and buy facebook shares
- Relocate a gas meter
- Remotely renovating for profit ? possible?
- Removable house moved to vacant block..
- Removing big trees
- Removing wallpaper
- reno
- Reno for profit on PPOR
- reno job thats going to option.. worth it?
- Renovate or Not
- Renovating for deposits (buy
- Renovating IP
- Renovating without invoices
- Renovation before property is tenanted
- Renovation cost benchmarks
- Rent out front house and live in granny flat - is it possible?
- Rent price.
- Rent to a group??? Furnished or unfurnished
- Rental Information for Bondi Junction?
- Rental information for commercial properties in Bondi Junction
- Renting By Room
- Renting furnished and tax query
- renting rooms out in my house.
- Renting to NSW Health
- Renting villa to your mum.
- Renting while renting out PPOR
- Repair to IP
- Repaying a Cash Deposit from a LOC
- repeat).
- Repelling Cats
- Replacing entire fence
- Replacing Leaking Shower Piping In Rental
- report. advice?
- Request to lower price quote on authority by RE agent
- Requirement for Body Corporate?
- Requirements for room to be considered a 'bedroom'.
- Reservoit Victoria
- residential investment loans at call
- Responsibility clause on concrete trucks
- Restrictive Covenant details
- Retaining Wall Brisbane
- Retaining walls adelaide
- retirement IP
- Retirement property planning
- Retiring choices can you assist.
- Reusing concrete slab
- Rewarding good tenants
- Rezoned Land Values
- Richard Feyman on 7:30 report
- Right loan structure for IPs ?
- Rip out floating floor and relay it again?
- Rise of the Melbourne West
- risk adverse investor?
- Risk of double commission Victoria
- rochedale south or stafford qld
- Rocklea
- Rocky
- Rpdata subscription
- running a business
- Sale of pre 1985 retail property
- Saturday morning outside Medellin
- Saving a deposit: PPOR Renos (extract equity) Vs. Salary savings
- Scenario
- Scope and Suggestion for Longterm Investing in Sydney area
- Scrapping assets and tax claim
- SE Melb - best value up to $720K? 600sqm land
- Searching for property?
- Secondary Dwelling (Granny Flat) Brisbane
- Secret forum here.... no davids allowed
- section 32 valid
- Security - what can I offer?
- See property you like - buying process
- Seeking advice / points of view on my situation
- Seeking help for duplex construction cost
- Seeking Renovation For Profit Workshop Partner
- Seeking your valuable thoughts on my plan
- Seems like rates will stay at record low for longer than we predict
- Self managed super
- Self management
- Sell a unit to buy a house or borrow full amount for a house and rent out the unit
- Sell duplex off the plan and allow purchaser changes?
- Sell PPOR or convert to IP
- Sell vs never selling
- Seller death before aettlement
- Selling - marketing
- Selling Agent Dianella WA
- Selling agent recommendation - NSW 2760
- Selling Calculations
- Selling half of property to wife
- Selling in N Perth/Highgate - best agent...
- Selling IP to tenant - anyone done this?
- Selling my USA property
- Selling off the plan to a related party
- Selling price
- Selling Townsville buying Adelaide
- Seminars?
- Separate entrances/partition off a house - DA needed?
- seperate water meter for units in SA
- Seperation of 2 Dwellings and Zero Lot Housing
- Seriously will Syd ever stop going up?
- Serviceability - Employer's stock option
- Serviceability and trust lending
- Serviceability limit questions
- Serviceability wall
- Settled on 2nd IP in Logan!
- Settlement Questions - WA
- Settlement without stamp duty
- Share Trading
- Share your "but this time it's different" stories
- Share your story if retired before 53 in Australia
- Shares - what's the best hedge against the Australian RE market?
- Sharp Dents from underneath in a flat roof - future corrosion point?
- Sharpest contrast between poor / rich neighboring suburbs?
- Shift in asset classes with tightened lending
- Shorting Aussie Stocks - Does anyone do it?
- should I add a new air con split system
- Should I buy again in the same small complex?
- Should I invest now?
- Should I sell or develop?
- Should I use a Buyer's Agent?
- Should u buy in Pimpama
- Shower Screens - Frameless worthwhile?
- Signed new contract but no money handed over
- Sim
- Slacks Creek #5
- Sliding gate recommendations Brisbane?
- Sliding partition wall?
- Sly Budget Changes
- Smartmeter
- Smartphones
- Smelly housemate
- SMH Piece -
- SMSF Resi Finance lender help needed!!
- SMSF Rules
- SMSF w/LRBA - Directive to Lease?
- So I purchased this property in Brisbane ..
- so ticked off
- So what did you sacrifice?
- So what does everyone here do for a living?
- Solar panels in Melbourne (north)
- Sold an IP... investing.... withholding tax
- Solicitor recommendation
- solution to guttering overflowing into the eaves
- Some problem with our Loan with AMP?
- Someone explain todays strange auctions
- Somerton Man
- South Yarra apartments
- Southern Adelaide investors- market update please
- Speachless!
- Special levy tax deductions
- Splitting expenses to render building
- Splitting one bathroom into two
- Sponsoring 457 Visa holders and public school
- Springvale: IP good and bad areas
- St Andrews Beach - What have I missed?
- St George 5 yrs fixed
- St George SMSF
- Stamp Duty- Investor or Live In?
- Starter investor seeking advices for investing apartments
- Steps to wind up a Hybrid Discretionary Trust?
- Steve McKnight 2 hour training event
- Steve McKnight presentation
- Strata apartment with no body corporate. Opinions
- Strata issue or ours?
- strata or company titled? Does it matter?
- Strategy advice
- Strategy moving forward - setting our foundations
- Street full of government housing?
- Structure
- Struggle Street
- Struggle Street (SBS Doco on Mount Druitt)
- struggling renting an IP out; qld
- Stubborn property owners refusing to budge
- Sub division in Lake Maquarie Council
- Sub-division Dilemma
- Subdividing and keeping both properties
- Subdividing large block with overland flow and services
- Subdivision 101 and Duplex
- Subdivision finance
- Subdivision for x2 existing units
- Subdivision in progress - who pays for tenants damage
- Subleasing! Your thoughts?
- Suburb Performance Reports-Investar
- Suburb review requested
- Suburb Statistics in CSV?
- suggest a few good custom home builders in sydney
- Suggest development types for L Plate developer
- suggest me a JV setup
- Sunny Coast - Areas recommendation for living?
- Sunshine Coast - higher end
- Sunshine Coast Property Group Meeting is on Tuesday
- Sunshine ip
- Super - tips to grow it
- Superannunation and Investment property.
- Supply and Demand (realestate.com.au)
- Surat basin to boom!
- Surprised at rate
- sw
- Swimming pool cleaning
- Sworn Valuation
- Sws ppor
- Sydney
- Sydney EoFY Meetup - Bull & Bush Hotel (Baulkham Hills) 27th June 2015
- Sydney is turning into a ghetto as poor are trapped by fewer jobs and rising housing
- Sydney Median Price in 2018 - 2019
- Sydney Roofer
- Sydney Silliness Warnings 2015
- Sydney to Canberra Corridor (Goulburn
- Taking Mechanic to Court
- Tamworth any potential
- Tamworth NSW
- Tax accountant & mortgage Broker WA
- Tax deductability
- Tax deductibility of Land
- tax deductible
- tax deducting repairs when converting PPOR to IP
- Tax deduction for Repairs/ inspections of a purchased IP
- tax deductions on interest
- Tax Free Threshold Query
- Tax implications ? sale of overseas property
- tax on overseas company share allocation for employees
- Tax on Repairs
- Tax on sale of IP
- Tax question
- Tax reality in Australia
- Tax Return Workbook
- Tax strategies towards end of FY
- Tax Variation
- Tax year to use for selling an apartment
- Television pickup
- Tenant breaking lease - increasing rent question
- Tenant breaking lease - no access
- Tenant demands: asbestos and other demands
- Tenant just sms to cancel viewing Sat morning
- Tenant not paying water bills
- Tenant pays cash instead of balance transfer
- Tenant want to end lease earlier
- Tenants want student boarders
- termite protection suggestions
- Termite treatment cost
- Terri Sheer Landlord insurance
- Thank you Depreciator
- Thanks Sim
- Thanks to the Somers
- That bittersweet feeling?
- The Australian Dream and $1 Properties by Peter Yong Huang
- The B word.
- The Bones of the game
- The effects of new credit reporting are finally filtering through
- The Future of Construction...?
- The Great Reverse Government
- The Longest Shower
- The seriousness of councils
- Themes for next few decades in Australia?
- They should be sent packing
- Think exponentially.
- Think your kids are too young to start a business?
- This Comic Will Forever Change the Way You Look at Privilege
- This idea ok?
- This is a bit Rich
- This is the hidden potential killer in Australian buildings
- Thoughts on cheapy suburbs?
- Thoughts on Coolum Qld
- Thoughts on Keswick
- Thoughts on Leasehold property
- Thoughts on Noosa - Anyone?
- Thoughts on this design for First floor
- Thoughts on this sydney purchase?
- Thoughts on Townsville next 12-18months
- Thoughts: Wollongong/Gosford
- Thoughts?
- Thoughts? West Melbourne
- Three month furnished apartment PM fees
- Tiling repair needed ! Perth
- Timber Vinyl Floor vs Ceramic Tiles
- Time to shop for IP #5 and 6
- title under wifes name
- Titles transferred but not showing up
- To add a name to the contract or not?
- To avoid or not? LMI
- To buy or not to buy an IP- whilst umemployed
- To buy PPOR or IP?
- to increase yield
- To kill or not to kill the trees - Investment Property Management
- today in SMH - Are all your friends talking property
- Tomorrow (May 30th) Predicted Auction Clearance Rates
- Tony Abbots hypocrisy
- Tools for assessing property portfolio performance
- Toowoomba or Cairns - Lost the plot.
- Toowoomba?
- Top 3 for unit growth?
- Topographic map resource?
- Torrenting Possible Fines
- town planner and architect
- Townhouse closer to city or house in outer suburb?
- townhouses and units
- Townhouses where you are allowed to make changes to the exterior
- Townhouses with business zoned downstairs - considered commercial or resi?
- TR 2004/6 Reasonable Allowances
- Trade Services in Rooty Hill
- Tradies - who decides which one?
- Transfer of LMI for new purchase
- Transfering money from NZ to AUS
- Transferring ownership
- Transferring SMS from old phone to new phone
- Travel Expences for tax
- travellers
- Tree removal and Granny Flat
- Tree removal caused damage.
- Tree roots causing damage
- Tribunal hearing in
- tricky question
- Triplex block in Westminster
- Trough's in laundry.
- Trust and Tax
- Trusts - when and what to consider
- Turf for rental and equity raise?
- Turn carport into Garage
- Turned down by Genworth for 80% LVR loan
- Turning PPOR into IP
- Turning PPOR into IP rented out at non commercial rates
- TV point
- Two houses next to each other
- Two Quick Qs
- Uh oh. I've done another green DIY kitchen
- UK investment depreciation report
- Unchanged For Now - Maybe a Cut in May 2015?
- Under quoting auction price
- Underpinning and Restumping specialists in Adelaide
- Undervalued prices in ADL
- Undeveloped & Undivided Land in Western Sydney
- unit closer to city or house further away ?
- Unit roof conversion
- Unit sinking funds calculation?
- Unpaid leave affects loan application
- Unregistered Land - CBA Valuations
- Unresponsive RE agents
- Unsure on QLD Granny-flatting rules
- Upcoming Brisbane Storm
- Update and knee jerk decisions
- Update Nundah
- Upkeep on timber homes - frequent? expensive?
- Urgent - Pre approval - First loan
- Urgent feedback needed: ALGESTER ???
- Urgent maintenance on Studio apartment with one bathroom
- us accountant based in Orlando Florida
- US LLC or Aust Pty Ltd ?
- USA - New Orleans Tax Adjudicated Properties
- Use of extra payment in redraw for business purpose
- Use property equity to invest ETF?
- Using BA in a hot market...
- Using cash or equity in rental?
- Using Equity and Savings for a deposit?
- Using equity from three IP's as deposit for IP#4
- Using Equity or Cash for Deposit?
- Using super to buy property
- Vacant property
- Vale Richie Benaud
- Valuation - Connecting Sites
- Valuation and Loans
- Valuation Qs - property next to you will have more impact than one further?
- Valuation questions
- Value for 2 properties in Blacktown
- Value of a carpark in South Yarra/ Prahran
- Variable rate
- Variation - expiring soon
- Variation cost
- Vendor asking for delayed settlement
- Vendor finance and instalment sale contract
- vendor is a REA boss
- Vendor not providing vacant possession at settlement
- Vendor offering rental guarantee
- Vic
- VIC - First IP
- VIC: Custom townhouse Builders SE suburbs?
- VIC)
- Victorian Dividing Fences Act updated
- Victorian OC
- Views + Contracts = Results?
- Villas
- Virgin Credit Card
- Visa Debit cards
- w
- WA
- WA and Qld - verification of identity for Settlement Agent
- WA Budget
- WA Granny Flat
- WA subdivision - Restrictive Covenant
- Wage increase
- Want to install Solar - where do I start?
- Want to meet ivestors at Hurstville NSW
- Wanted: The Real McCoy for a Magazine Interview
- Warning labels
- Water bills
- Water Dammage
- Waterford West
- Watsonia Suburb Review
- Ways to minimise tax bill this year
- We think we have refugee problems....
- Weird Domain emails
- Werrington NSW - Property Manager Recommendation
- Wesfarmers Federation Insurance
- West Footscray - good streets/areas?
- Westconnex/M4 Tunnel East
- Western Sydney Meetup - Wednesday 22/7/15
- Western Sydney property solicitor
- Westpac / Genworth
- Westpac...words fail me...wow
- what about the low key property investor
- What about Wodonga?
- What are all these for
- What are you property manager fee?
- what can be claimed
- What caused the market stagnation from ~2003 (and any earlier ones) aftr the big boom
- what date each month does ANZ decide on its rates?
- What do you consider a casual "walking distance"?
- What do you guys think of Inala
- What do you rate these two areas as?
- What does "Unconditional"really mean?
- What does it take to be successful?
- what does this mean?
- What economic group did you grow up in?
- What fixing really means
- What happens if you sell at a loss?
- what happens to house prices during a recession
- What happens to real estate during a deflationary period
- What happens when markets turn?
- What has happened to the Reno Kings?
- What I learnt ? Call Depreciator
- What is a check valuation?
- what is it about YOU?
- What is speculation ?
- What is the best prize you have won
- What is wedding food?
- What is your (extra) day off worth?
- What is your end strategy?
- What is your game?
- What paid resources do you use?
- What research tool subscriptions do members have?
- What should I be aware of if buying a house in West End Brisbane?
- What should PM fees reasonably cover?
- What sort of contract?
- What sort of impact will all this tightening of serviceability have on the market?
- what then?
- What to do with my DT and company trustee
- What to do with space?
- What type of plant is this?
- What would you be interested in discussing?
- What would you consider a "safe" LVR for a conservative
- What would YOU do?
- What would you drive
- What year?
- What's a 6sqm storage garage in Brisbane CBD worth to rent?
- What's a good printer ?
- What's Margaret Lomas telling people to buy?
- Whats a typical good management fee in Melb?
- Whats happening in Sydney?
- Whats on your playlist - music
- Whats the best fixed rate currently available
- Whats the highest % of income you accepted ?
- Whats your price?
- When an agent Photoshops photos online?
- When do we pay CGT for townhouse developments
- When does contract date start and when does clause end?
- When fixed rates ends
- When is QLD stamp duty due?
- When it is Townsvilles Turn
- When to dispose off contract of sale
- When to purchase landlord insurance?
- where can i find council laws on granny flats
- Where can I find details on age/cost of extension?
- Where can I get data on rent rates per m2?
- Where can l put money to save ?
- Where do i go to find out the exact date my house was built?
- Where in Melbourne
- Where is the Gold in the Coast? Opinions on the Gold Coast
- Where to buy 2nd Investment Property?
- Where to buy in Perth?
- Where to buy investment Brisbane South or logan for $350k or under
- Where to buy out of these 2?
- Where to buy research and support
- Where to eat around Maroochydore?
- Where to invest - Anywhere in Aus?
- Where to invest in Sydney
- Where to not buy
- where to reno?
- Where To Rent (Sydney)
- Where/How to keep up with laws and property rights?
- Whether to invest in Springwood QLD??
- Which Area to avoid in Armidale NSW
- Which Colors To Paint House?
- Which councils in Sydney allow torrens title dual occupancy?
- Which design do you prefer?
- Which do you think would be ideal?
- Which good tenants to choose?
- Which is your favourite suburb in Brisbane..?(of an IP)
- Which property to buy please? Urgent suggestions please
- Who are you on reno rumble?
- Who do I report a developer to?
- Who do you use for your Depreciation Schedules?
- Who here has build apartments?
- Who is responsible?
- Who pays for water usage for a leakage? NSW
- Who should take the moral responsibility for a bad tenant?
- Wholesale
- Whose buying? Investors or PPOR's
- Why are sub-dividable blocks rarely 80-100% times the price?
- Why do you Invest in Property?
- Why I have faith in Australia and the Australian property market
- Why it may be a good idea to use a company to own property
- Wifi for townhouse complex or apartment complex
- Will capital city differentials remain roughy the same for the foreseeable future?
- Will it annoy tenant privacy?
- Will you choose Parramatta for property investment?
- Will you have a Job in 2025..
- Williamstown Heritage rennovation - build costs?
- WillowDale or Oran Park
- Witanhurst
- Wollongong Region: Dapto vs Warilla
- Woodridge or Toowoomba
- Worst Manager of Prosperity
- Worst Melbourne suburb within 15km of the City (excluding the West)
- Would there be any regulatory benefit to preventing locking in of rates?
- Would you do Termidor treatment after this report?
- Would you ever buy an IP worth more than your PPOR?
- Would you still buy inner city apartments in melb?
- WOW aren't you lucky
- Write off carpet
- WTB IP IN SYDNEY SUB $350k
- Wynnum manly brisbane
- yay!!
- Yellow brick road
- Yeppoon
- Yes Virginia
- Yet another Brisbane thread... $650k budget
- Yet another CGT question
- You "Only" Need $1m to retire comfortably.
- you deserve it!
- You know the market's heated when.......
- your circumstance?
- Your ideal development site
- Your subdivision profiled in our mag
- Your suggestions required ? career change
- Your thoughts on this property please
- Your views on Shadow Play at Southbank
- Zeta Rosebery
- Zillmere Brisbane
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