LMI...check out this article

mardi 17 février 2015

Check out the article and the replies. So much ignorance, none of the virtues of LMI were even touched on. Quite sad that someone so misinformed about finance is providing financial advice. *sigh*

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always ask questions.
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and exiting joint ownership
Annual Land Valuation Notice - What does it mean?
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apart from the 2 main ?
Apartment Development Cost
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APRA swinging for the fences...
April Fools Day
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Are Chinese boom suburbs the mining boom suburbs of tomorrow
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Asian hubs in Perth and Adelaide
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Aussie Expat in UAE - 90% Lend Possible
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Borrowing Costs?
bought a Lazyboy
Boundary clearances for reno in brisbane
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Buffett buys into the Australian share market.
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Build steps or?
Builder/Project Managers in Brisbane
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Building Costs and general cost of development
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Buying In Indonesia
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Court Hearing delayed until AUGUST.
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Craigieburn
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Developer Intentions
Developer Releasing $1.45m Apartments in Coorparoo
Developer wants access to funds
Developing PPOR into multi-units
Development Approvals
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Development block perth
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Development Finance Options
Development Project Management
Development with Neighbour - Bad idea ?
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Development/DA advice
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Dianella vs Tuart Hill (WA)
Did I completely misunderstand what vacancy rates meant all along!??
Dirty grout
Discrimination
Display Home with Builders Lease
Disputing electrical invoice to fix issues caused by electrician...
Distance between benchtop
Dividing fence - definition
Divorce solicitor in Adelaide
DIY Beach Shack Reno. Episode 1!
Do I have any options?
Do I need solicitor/conveyencer for Section 32 for land?
Do rooms with only internal window matter?
Do you have a business web site ?
Do you have Landlord Insurance?
Do you know your neighbours names?
Do you think fencing off the front adds much value?
Do you think IKEA affects property prices?
Do you think sub-division potential matters if you're using a never sell strategy?
Do you think this Strategy works
Do you want 8%-10% ROI in Property?
Do you want to use FreeToide for Android?
Documentary: Indias Daughter
does a house Alarm add value?
Does age go company play a role at all?
does anybody self manage remotely?
Does Brisbane still stack up?
Does land size matter?
Does NAB = Homeside when it comes to rate cuts?
Does rent increase also increase property value?
Does Swimming pool adds value to property as far resell concern
Doncaster East
Doncaster/Rowville Line
Downton.
Dream to be Comfortable not Rich. Start Now!
Driverless cars - the biggest potential impact to real estate?
DSR Scores for suburbs - Accurate?
Dual Occs. Pros
Dual Occupancy
Dual-living house or normal 3-2-2
Dudes!
Due Diligence
Durack QLD
Easement on title
East coast road trip
East vs West Melb % Growth
Ebay Shower Heads - OK or stay away?
Eco sandwich panel wall systems
Edens landing
Effects on the new budget??
EHC for Complying development
Elders Real Estate
Electrician
Electricity and gas still not disconnected?
Electronic Conveyancing Starts in QLD on 25 May
Elite Wealth Creators
Ellengrove QLD
Emotional/abrupt/dismissive/rude agent?
End of financial year tax time!
Engineered Floors
Engineering is your path to becoming a billionaire!
Entities Required?
Entity required?
Equity loan question
Equity Maaaaate CBA ads
Equity manager vs top up loan for subdivision?
Established or Build New
Establishing your strategy - how?
Estimate holding costs for property development
etc online?
Exchange rate on internationally paid expenses
Exclusive Agency Agreement issue
Exclusive use of or purchase of front garden
Exemption from LMI
Exiting joint mortgage - tax implications
Experiences of increasing loan size as property value increases?
Exterior
External door broken
Facebook property page
Facing a war
Failure to meet settlement
Family trust overkill?
Fantastic Documentary: The Human Scale
Fast and slow words
FBAA Vendor Finance Meeting Dates
feeling proud and want to share
Fees commercial vs residential
Fencing
fengshui and property??
FHB questions
FHOG/CGT question.
Fifa controversy
FIFO - a question of fairness
Final inspection . Vendor hasnt maintained property well
Final Inspection and the house is in ridiculous condition
Finally
Finance clause in QLD
Finance Clause in WA
Finance for Developer
Finance for non habitable property
finance on Company Title property
Finance options for 4 Townhouses on End Value ?
Finance risk while growing a large portfolio
Finance Strategy Help for next 2 purchases
Financial Planners comparison
Financially distressed seller
Financing a renovation to IP
Financing process - first purchase
Find the #1 Song on the Day You Were Born
Finding an accountant
Finding DA/CC details on ajoining properties
Finding out immediatly when a family member passes on which you have no contact with?
Finding the owner
Finding/calculating the historical value of a property
First Home Buyer/Investor - advice please
First Home Buyers - Need Help
First home buyers grant loss
First invesment property at what age
first investment
First investment property - looking at Brisbane (Logan City vs Springfield/Lakes)
First IP
First IP - Gold Coast
First IP in Sydney with 800k deposit?
First IP loan structure?
First IP property
First time buyer work / income requirements
first time buyer- mortgage broker
first time investors...nervous and excited!
First time Sub Divider
flexi rent
floor polishing
Footscray - apartments
For Sale: Margaret Lomas and John Potter books
Foreign buyers face new tax in Victoria
Foreign company
Formula for calculating required growth on a negative investment?
foundation movement issue review help (Uretek Vs Resin Inject)
Franchise Lawyer
Frankston - The half million dollar suburb...and then some.
Frankston (Sth) IP 3Br 600sqm Extend or Subdivide?
frankston north on the move....?
Frankston Tree trimming service
Free Social Media Policy
Freelancer
freindsfeed-soufiane
Frontage requirements
Funding Development - Cash or Equity?
Funding settlement shortfall and deductibility
Funny listings history
Future party leader
Garage reconstruction in Bankstown Council - Help?
Gas heaters ? Advice
Gas HWS installation regs - WA
General thoughts on townhouses & villas ?
Get This!
getting cheaper quotes for repairs special site
getting equity out
Getting the history of your IP
Gifting money into family trust
Gifting or lending to relatives interest-free
Glen Waverley - Not slowing down!
Glen Waverley auction today $5
Goal is to live off rent in the future how?
Going into debt & the market questions?
Going rate for colorbond fencing?
Going to auction
Gold Coast Accomodation
Gold Coast Property Group Meeting is on Thursday 7th May
Gold Coast SS Dinner Fri June 12th Helensvale Tavern
Good and Bad pockets of Hoppers Crossing
Good and ordinary RE Agents
Good builder for Ipswich area?
Good conveyancer in Melbourne?
Good Deal or Bad?
Good Property Manager NOR
Good/Reliable Sources for Market Data
Google Trends
Got to love out of area agents! Mount Druitt steal in this market
Granny flat and tax implications
Granny Flat Builder Brisbane
Granny flat finance
Granny flat has no form 21 final certificate
Granny flat question
Granny Flat Section
Grays online for reno bargains
Great apartment
Greensborough/Montmorency/Eltham
Grey money from China blow property bubble
group title. What does that mean in practical terms?
Growth In Byford WA
GST Groups?
GST on old resendtial unit sale
GST on rent
GST on renting out of a residential property
Gutters and tax
Guys I would appreciate your time if you can fill this survey
Hampton Park- Melbourne
handyman recommendation Rooty Hill area
Happy Birthday Jacque
Hard wired smoke detector
Hardwood fence-weathering
Has anybody ever installed Bunnings acrylic splashbacks?
has anybody used Granny Flat Australia?
Has anyone attended Konrad Bobilak seminar
Has anyone attended the Cherie Barber - Renovating for profit course recently?
Has anyone ever negotiated for property in estate?
Has anyone experienced this kind of tenant?
Has anyone heard of this company
Has anyone obtained stormwater access from neighbour?
Has anyone used propertybuyer?
Has rockingham WA any potential
Have dropped rent by $35... ouch!
Have to buy PPOR in Darwin...HELP!
Have you consider where your super goes when you die?
Have you ever paid over asking price?
Have you missed the bus?
Having a go: 1984 small business video
Heading up to brisbane in two weeks :)
Hebel or brick construction??
HECS debt and death.
Helen Collier Kogtevs
Hello
HELP - Electricity Pit cost for Dual Occ
Help - Top Brisbane Suburb for long term growth around $500k
Help a Noob
help getting started
Help me reach my goal!!
Help me restructure my lending
help needed for ip
help needed regarding LMI refund
Help Needed: Calculating expenses to maintain IP
Help on Refundable Tax Offset Certificate to Cash
Help with Finding a Good Accountant and Solicitor
Help- North Brisbane area for second IP?
HELP-Electricity Pit costs for Dual Occ from United
Help! 3x leaky showers
help.
Heretic bank now max 80 % lvr on Ips as well
Heritage listed home - Ryde council HELP
Hi Somersoft
Hidden Gems of Regional Investment
high rental yield does it mean anything with banks?
High School Catchment Zones
high set homes
Higher Interest rates for existing IP loans
Hillface zone
hitting the serviceability wall
hold
Holding costs of property in Tasmania
hole in floor: what to do
Home designed by 8 year old boys :)
home insurance landlord insurance
Home Loan and LAND TAX with 1% ownership
Home Loan Help Please!!!
Home loan products - suggestion required
Home Loan with Macquarie or NAB?
Home Owner Building a Granny Flat for Rent
Home prices compared to a year ago
hot market buying prior to auction
Hotel/Accommodation Budget
House and land.
House or townhouse
House with subdivision potential
Housekeeping tax wise before eofy
Houses selling before even advertised for sale
housing commission
How are Australias states and territories performing?
How are maximum building heights determined?
How are often should you catch up with the business partners
How could restricted borrowing change investing approach
How do I calculate adding a room
How Do I monitor the quality of my build?
how do I remove the spring from the tap spindle
How do you find your next IP?
How do you get someone to turn up at Court..
How do you justify your rental fee based on the current market?
How do you manage your properties?
How does Property Price get registered with goverment?
How important are a survery report and a building certificate before signing contract
How is this allowed?
How long does it take for titles to be issued?
how long to wait before I can re-fi again with St George
How many different lenders are you using right now?
How many Properties in a Trust in Q'land
How many Somersoft user profiles are there?
How much can my friend borrow?
How Much Commission To Agent
How much debt do you carry?
How much do you spend a year (living expenses)?
How much do you tell your agent?
How much should I spend?
How much to fix these issues?
How much will canceling 26k worth of credit cards increase my borrowing power by?
How much would it cost to build a small 3 bedroom house?
How offended would you be? Would you do something?
How often have you had to ask for an extension to the finance date? (non-cash buyers)
How old are you?
How rare is it for a seller to pull out of the contract when finance date is breached
How to add someone to to the property title?
How to buy in auctions when interstate ?
How to calculate rental yield ?
How to evict a tenant?
How to identify high growth suburb in Brisbane without residex report
How to know High Crime Rate or Housing Commission location ?
How to know tenants' clean and tity?
How to make 100k in your spare time.
How to make sure the demolition contractor does not bury asbestos in my yard
how to remove timber slats (on internal asbestos walls)
How to self manage the property
How to spread a sale over two financial years?
How to take over from the current rental management?
How to Utilise Sunset Clause
How to value empty land
How to value land price?
how would you invest your money wisely?
Howling dogs
HWS tenants issues
Hybrid trust changes since 2004?
I like the other Forum better
I'm calling it... 2015 is the peak
Ideas for best rental return West Ryde Unit
Ideas for old tennis court
Ideas on how to make better use of space of our late 1940s home
Ideas to boost rental yield on this property
If a ceiling of a room is less than 2.4m can it still be used to sleep in?
If a vendor says to the agent "don't bring me offers under $x"
If Sydney Market Dropped by 50%?
If trees are not listed under Brisbane tree protection
If you had a spare $300k....
If you had between 500 to 600k to invest where would you invest it and why?
if you have $1mil
If you're still poor at 35
IFTTT
Igzem
Ikea on Checkout
Im 45yo can i get a 30 year loan?
implications of keeping 1 unit
Improve Air Flow and Ventilation
Inaugural Brisbane FBAA Vendor Finance Meeting
Increase in Property Price and Population Growth
Independent valuator in Melbourne
Individual borrowing Capacity AFTER buying using Tenants in Common
Industry Super Funds? Any good compared to typical Super Funds?
Inefficiencies of PMs
Info on a company gone into liquidation.
Infrastructure building in Melbourne
Ingleburn and Surrounds
Inner city / lower north shore / eastern suburb
Inner North Brisbane Boutique PM
Inner West
Inner western Sydney PM
Inspections - A new approach
Inspections - New Service
Installed new security fence
Instant hot water system question.
Insurance broker
Insurance brokers or not?
Insurance Claim - Recent Thunderstorm Damage
Insurance company
Insurance for Commercial Property
Insurance for house and granny flat
Insurance on House and Granny Flat
Insurance on unit/apartment with body corp
insurance USELESS...
Insurances
Interest in Advance Rate worse then Variable!!
Interest only loan
Interest rates are down more than i remembered
Interest savings by using creditcard
Interested to own a strata office in the Heart of CBD in Raffles Place
Interesting article from Terry Ryder re: inner city over supply
Interesting Domain.com.au publication
interesting mentality/conversation i heard today
Interesting Scenario
Internet and TV cabling . Who ?
Internet Speeds since Netflix arrived
Interpret the text on this embroidery
Interpreting Current Value of Homes
Intro - new member from Brisbane
Intro/Subdivision questions...
Introducing myself
Invest in Brisbane
Investing in Adelaide
Investing in hotel rooms?
Investing in Nerang QLD- advice
Investment Advice Needed - Melbourne
Investment bonds for kids?
Investment financial structue.
investment in Drouin or Warragul
Investment Loans 95%
Investment Ppty advice sought
Investment Property Data on realestate.com.au
Investment property in Brisbane with a $35
Investment Property Strategy - A Definitive List
Investment property- Cairns
Investment rental property management software
Investment Scenario - looking for opinions
Investment/entrepeneur psychology resources
Investor? Developer?
Investors club investigated by ASIC
Invoices for tax refund
IP Accounting Spreadsheet?
IP in Brisbane - thoughts?
IP in Gunnedah NSW
IP In Melbourne under $375K
IP LOC offsetting PPOR
IP student accomodation
IP value basics
IP with wooden playhouse. Pro or Con?
IP-250K deposit for 2X400k houses or 800k house? Central Coast or Brisbane.
Ipswich
Is 24 hours notice enough to clean a rental place?
Is 48k reasonable price for a 29sqm brick garage?
Is an ensuite addition possible?
Is being an owner builder worth it?
Is Bendigo past it's prime?
Is it a good time to buy a PPOR in Brisbane?
Is it crazy to buy a duplex sitting on a 600sqm block?
Is it Hot
Is it normal for agents to refuse to put up "Under Offer" on the ad?
Is it possible to separately rent out studio?
Is it safe to lightly sand asbestos?
Is it still worth investing in ADL?
Is it time for Laverton yet?
Is there a builder/chippy in the house (Brisbane)
Is there a place like this in Melb?
Is there a way for landlords to join forces and boycott kmart?
Is there a way for landlords to join forces and boycott the environment
Is there potential to develop ?
Is this a good deal ?
Is this a good idea
Is this a legitimate tax strategy?
Is this a Restriction?
Is this allowed?
is this legal...
Is this over the top
Is this reno viable? First time!
Is this the best time to buy/Sell?
Is this too close to Motorway for IP?
Issue with leaking shower base
Issues uploading LinkedIn profile link and uploading profile pic
Issues with broker
it has been confirmed
It would be great if we could share our answers in social media.
It's been over 4.5 years since joining!
Jacqui Lambie in the headlines again
Jail for dodgy foreign property buying
Janelle.
Job offer - how to best handle
joint bank application
Joint owner with mum need legal advice please asap!
Joint Venture / JV anyone?
Just settled on another Marrickville flat
Kallangur qld
Karratha Prop. Manager
Karrinyup Development
Keep or sell?
Keeping the car shiny
Kids Sport
Kingston / Logan Area
Kitchen and bathroom renovation in Melbourne
Kitchen Benchtop
Kitchen Ceiling
Know a reliable builder for bathroom reno Melbs?
Know of an awesome Property Manager in Guildford Parramatta Merrylands SW Sydney?
Lake Munmorah NSW
Laminate flooring -
Laminate v Vinyl
Land as investment in Melbourne
Land rezoned to B4 Mixed Use. Interested buyers. How to sell?
Land surveyor
Land Tax
Land Tax & Special Levy No Longer Adjusted at Sale in QLD
Land tax and IP's
Land tax in Brisbane
Land tax refundable?
Land tax search
Land to Asset Ration for Units
Land.vic.au
Land/Construction Loan
Landbanking a development site
Landlord insurance
landlord protection insurance
Latest purchase in QLD
Laundering money
Leafy suburb Melbourne East?
Leaky shower bases - how to avoid this problem for good
Leased Price Commercial History
Leasing a car for work
Legal issues on tenant agreement
Legal to rent out upstairs and down stairs
Lenders covering Refinance Fees?
Lest We Forget.
Let the hunt begin for an IP in Melbourne!!
lets hype Newcastle
Lets hype Yagoona !! But do your DD ....Self interest post
Liability of dead tree hanging over next door
Licence to occupy drainage reserve - Questions
Lifting floor boards to access Wiring - Help please !!
Lifting LVR to 80% to reduce taxable income
Limited guarantee
Line of Credit or Offset account ?
Lining a shed - installing insulation batts
Lismore NSW
Live in Studio Rent out PPOR
LMI - deductible or not deductible?
LMI deductibility
LMI or bigger deposit?
LMI or not?
LMI waiver for construction loan - accountants
LMI...check out this article
Loan advice for new IP - confused with PR loan
Loan between trusts
Loan Contamination
loan contamination and interest apportionment
Loan for a block of residential units (in a line)
Loan for an Australian Citizen working overseas
Loan for Land Development
Loan servicing without work
Loan Structure - First IP
Loan Structure Advice Needed
Loan structure Bank west to boq
Loan with Max. period of interest-only payment?
loan with redraw or offset account
loan with trust structure
Loans & subvisions
Loans on Owner Occupier and Investment Properties
Locality research - Brisbane
Lock it in?
Logan - arguments for and against capital growth
Logan City Council Land Subdivision
Long settlement due to limited funds?
Looking at an apartment - water damage from above
Looking for a construction loan
looking for a good property Accountant in Melbourne CBD or Footscray Area
Looking for feedback on my strategy/ideas
Looking for help. Cairns locals chime in
Looking for some help please :)
Looking to advertise outside the box
Looking to buy....what do you think?
Looking to invest in Melton Vic
looking to renew lease.
lordy yes
Losing faith/trust in lawyers (selling property)
Lots of money - what to do with it?
Love my tenants
Low Doc Loans and Investing
Low-doc loans - how easy to get?
Lowest fixed interest rate
LVR LMI Question - Equity top-up
Macquarie rates ?decreased this month
Mail outs to avoid agents
Make company startup costs deductible with LOC?
Making Premade Townhouses from China for Australia
Making your PPOR loan deductible?
Malaysia Johor Bahru
Managed funds
Managing the maintenance period with tenants for a new build
Mansfield 4122 Brisbane
Market moving
market near the top
Maroubra
Marsden Park
Mason Green - Piara Waters
Masters flat pack kitchen.
Mawson Lakes (Adelaide)
May 2015 rate cut leaked?
May 2015 Rate Cut. Possibly More to Come!
McMahons Point sydney
ME Bank 3.99% 3 Year Fixed
Measuring land slope
Medellin
Medicare Levy
Melb apartment sold for $25m
Melb house purchase boundaries surveyor?
Melb Prop Meeting Tues 16 Jun - Secrets to Spotting a Real Property Bargain
Melb Prop Meeting Tues 17 Mar - How To Create Win-Win Investing Partnerships!
Melb Prop Meeting Tues 19 May - Investors reveal passive income through property dev
Melb sunshine/deer park/Albion etc vs Glenroy/had field/broadmeadowd
Melbourne
Melbourne - $350
Melbourne 2030 changing demographics and the unit boom
Melbourne Apartments 2015
Melbourne East under the radar
Melbourne Get Together Docklands 12th May 2015
Melbourne Get Together Tues 9th June Mitcham Hotel
Melbourne or Brisbane for 1st IP: CG Strategy
Melbourne outer east where to buy?
Melbourne property question - council valuation
Melbourne to run more
Melbourne vs Perth
MERS in South Korea
michael Eltringham
Mid melbourne or brisbane
Mildura anyone
Millers Point Airbnb? Two one bedroom apartments sold together.
min 4 goal margin
Min property land size for investment property
Mindset Books
Minimizing cgt
minimum amount you take in Equity.
Moderators and Somersofters in General
Modern outdoor wall paint color suggestions
Modular House Perth
Money under the mattress now an effective strategy
Moranbah
more jobs in brisbane?
Mortgage broker smsf
Mortgage broker with experience in the Malaysian market needed
Moss Vale
Motley fool stock market marketing guy
Mount Warren Park - Brisbane South Side
Movers from Perth to Sydney
Multi-unit development
Multiple electricity meters in the same house
multiple offers in QLD legal Q?
multiple owner property
Must I pay stamps on nomination as land has not titled? How can I sell for profit?
muswellbrook - positive signs?
Muswellbrook (Sell or hold)
My budget is around 450K to 550k and looking for CG areas or Brisbane 10 to 15km radi
My dad and his digs
My first property purchase plan!
My first reno
My first subdivision - Frankston.
My little girls newly decorated toddler room
My new purchase - Runcorn
My partners ownership predicament (help pls)
My TV picks up the CCTV footage in the complex
MyGov
N Ireland
NAB I/O renewal - will a revaluation be required?
NAB: Stamp Duty Victoria
Naked ADSL
Nambour - What would you pay?
Name on Lease Agreemnet
Narre warren south casey central expansion
nbn
NBN to both granny flat and front house possible?
Need access after tenant moves out
Need an investment plan
Need help renting out property !
Need help understanding something about borrowing capacity
Need Owners Corp when own all units?
Need to change this bathtub?
Need to know more SMSF to buy a property
Needs or wants
Negative gearing proposals
Negotiating a discount for non-approved room/bathroom
Neighbour abuse and defamation
Neighbour's selling
Neighbours Powerline over property
Nepal Earthquake
Netflix..what are you watching??
New Apartment Block Across from Mine Planned
New Apartments 3kms from Brisbane City?
New battery flat after 8 days sittng
New Commercial PM required- Illawarra NSW
New cord safety regulations implemented by the Dept of Commerce
New development in Tenby St Mount Gravatt
New Investor: Hi to the forum
New laws or wacky agent?
New Mortgage Broking Business
New oven in Adelaide
New Purchase over the weekend in Melbourne
New QLD first time home owner questions...
New South Wales
New water main connection
New Zealand has introduced a capital gains tax on properties
Newbie - basic accounting/tax info
Newcastle Flood Maps
NEWSTART ALLOWANCE IF YOU OWN IPs
no AGM minutes
No more owner builder duplexes allowed in NSW
No more property investing.
No profit ??? Why should I buy?
No Stamp Duty
none or both?
North Brisbane - time to buy?
North Lakes - followup
Northam WA
Not a bad deal in Sunnybank
Not happy with Pre-Approval. What should I do?
Not sure where to from here...
Nras otp
NRAScals
NSW
NSW Builders License Course
NSW Fair Trading warns of dodgy agent in the Goulbourn region
NSW Per Sqm Building rates??
NSW Pool Laws
NSW Storms
NSW with net return neutral - houses
Nudgee Brisbane?
nw sydney vs apart or house brisbane
Obtaining neighbours OK to run stormwater pipes through their yard.
Off the plan in Melbourne... withdraw issue
Offers over in Brisbane (Logan)
Office Space - Melbourne
Offset vs redraw mixup
Oh my wordy
old fibro garage at an IP
Old surrounded by new
Older peoples borrowing power
On selling a property
On-selling land. What to consider
One House Sold Every 4 minutes..
One of those spec houses down the road from me sold
onthehouse
onthehouse.com.au
Open for inspection
Opinions on Boom to Bust: by Lindsay David:
Options for delayed settlement
or 4?
or keep the power dry? Advice needed
or What?
Order a valuation before renovation?
OTP - loan not confirmed until settlement (QLD)?
OTP Developer Dirty Tricks - the 'sunset clause' game
OTP good stories and horror stories
OTP increases in value
OTP Sydney resale settlement process
OTP Townhouse in Everton Park QLD
our ppr reno
Our recent reno
Outdated covenant
OV5-Urban Catchment Flow Path - QLD
Oven needed in Adelaide
Overhead transmission Wires - how far away ok
Overseas buyers
oversupply data
Own title townhouse
owner builder ins requirements
Owner Occupied suburb vs Investors suburb
Owner rights in waterway
Owning a big country block.
P&I loan for investment property?
Pacific Pines in Gold Coast
Paddington QLD Apartment versus house in Kadren/Zilmere
Paid with PPOR Offset....Will this work?
Painter and carpenter in north Brisbane
painter etc)
Painter recommendation for Gold Coast
Painter Recommendation Needed- Brisbane
Painters in Bendigo
Painting front door
Painting inside of your home - worth doing Urself or best to employ a professional?
Painting Window Frames
Parramatta VS Castle Hill
patchy patio post
patio installation in Brisbane
Pay for Gas heater service & Carbon monoxide test?
Pay off investment property
pay repairs from LOC
Paying cash and Discounts
Paying IP costs on credit card
Paying off Reverse Mortgage
Payment methods for the IP by LOC?
Payment of PM fee
Payment Structure
Perhaps another IR Drop
Personal Loan or Credit Card Enquiry
Personality type and jobs
Perth
Perth Freight Link = $1.6bn
Perth houses are currently as affordable as they were in 2003 and 1996
Perth nightmare!
Perth thoughts.....?
Perth. Game of CASHFLOW and Networking Event.
pest control
Planning Maps
Plantation shutters Sydney?
Please advise re my fresh start with new IP
Please help with internal colour scheme
Please recommend a solicitor or lawyer to sell IP in VIC?
please?
Pls recommend a broker in the North Brisbane area
Plumber in Brisbane
Plumber receipt no GST
Plumbing issue / drain blockage - please assist
Plumbing needed
Plz recommend an agency/agent for Rooty Hill area
PM for Kallangur
PM Logan
PM Outer North Melbourne
PM proof of inspection
PM rant
PM recommendation for Point cook
Polished Pine in rental?
Polished Porcelain Tiles
Pool refurbishment cost / process
Poor first home buyers Sydney
port adeliade
Positive/Neutral Geared Properties in Melbourne - Where are they?
possible JV agreement
possibly 4. $17.6k bill
Potential negative gearing changes
Power of Attorney in a Trust Question
PPOR - Advice on Floorplan
PPOR - Carrum Down or Cranbourne West
PPOR capital gains tax applicable when selling with Planning Permit?
PPOR or IP again...
PPR Extension - What is cheaper (not bang for buck)
PPR to IP - Recommended things to take care of to make tax time easier in future
Pre 1985 Asset and CGT
Pre finished flooring
pre-sell - automatically classed as developer?
prediction: no chance tomorrow
Prefab extensions
Preparing house for new tenant concrete house
Prepay interest worth doing in this case?
Prepaying interest to increase expenses this FY
Price Finder Sales Estimate
price guide from previous sales
prices DO always go up ...
Primary Producing Investment - Agricultural Land
Prime Minister Tony Abbott announces stricter rules for foreign property investors
Prioritising my value add projects
Privacy .../
Pro Athletes vs parasitical family members.
Problem with Brisbane Council -- New Driveway and Tree
Problem with condensation or leak (photos included) ?
Problems with purchasing large properties?
Process for selling myself?
Profit from House in B5 zoning (Wyong LGA)
Progress payment calculator
Project Builder v Bespoke Builder
Properties near/around Gold Coast
Property Accountant/Lawyer in Sydney
Property and suburb portfolios
Property broker - what info is normal?
Property Cleaning and Lawn Maintenance
Property Coaches
Property Condition Report company (WA)
Property Data Report
Property Deductions Without receipts - what max amount are allowed
Property for sale - address not disclosed
Property Lawyer for Newbie in Perth
Property Management Contract
Property management fees... advice needed
Property Management Strange Behaviour
Property Manager (Cairnlea
Property Manager in Bundoora VIC
Property Manager in Frankston or nearby recommendation
Property Manager Maylands WA
Property Manager Outer East Melbourne
Property Manager paid for repairs that were not done
Property manager recommendations on Brisbane South Side.
Property Manager Terminates Themselves After Being Questioned???
Property managers - why not get a group discount?
Property Meeting Perth Apr 29th - Small Development Deals - Moving on Up
Property Meeting Perth Mar 25 - Is there $$$ in them there hills - Subdividing
Property purchase with brother - different ownership %
Property Report - Resources
Property Software
Property tax
Property tax advice in Melbourne CBD?
Property under 50sqm
Proposed Development - Point Peron WA (Mangles Bay marina)
Proposed Heritage listing on building - BCC
Pros and Cons of buying a Luxury unit
Pros and Cons Of Using Equity To Buy Properties
Protection from Adverse Possession
Public Liability Insurance
Public Trustee - Brisbane Auction
Public Trustee auction question
Purchased a new property with current tenants
Purchasing Cost
Purchasing Property in SMSF
Putting a regional town property on Airbnb
QLD
QLD conveyancing
QLD Finance Clause When does it start?
QLD land valuations put today
QLD PM - is this unfair?
Qld State Govt approves New Logan Planning Scheme. Start in May
QLD: Acid Sulphate soil zone
QLD: Conditional finance approval - safe to confirm finance date?
qld?
Quantity Surveyor for Depreciation schedule ?
Quantity surveyor? Can you recommend anyone?
Queenbeyan)
Question about Capital Gain Tax (CGT) moving from old to new to old property....
Question about Loan-Structure and minimising CGT
Question about loans against equity
Question about stamp duty and depreciation
Question for mortgage brokers
Question for people on low incomes
Question on my potential borrowing power
Question re: normal building size and cost to build
Question regarding topup fund
Questions about off the plan house investment in Melbourne
questions to ask a broker
quick bathroom reno question
Quiggles US Journey
R3 zoned - how many townhouses can build?
Race hate flyer distributed in Sydney's north shore and inner city
Radio Rentals
RAMS Cash Out Policy on IP?
Rate question
Rate reductions after the May 5 rate cut
Rates adjustment on a subdivided property?
RBA to cut another 1%?
REA Dirty Tricks!
REA issues
REA Selling Fees in Perth
Real Estate Agent Gold Coast - Labrador
Real Estate audio (research)
Real life example of reconfigured block and how it changes UCV?
Reality shock - development approval granted
Rear property - possible issues if front house is under renovation?
REAs vendor database
Reasonable expectations from a PM
Reccomendations for good property
Recommend draftsman/ arcitect Melbourne
Recommend me a Brisbane Building/Pest Inspector
Recommend me reno sparky/builder in GC
Recommend pre-settlement inspector in Brisbane
Recommendation for concrete driveway/pathway?
Recommendation for Property Manager near Wandi/Banjup/Oakford WA (or SOR Perth)
Recommendations for DIY sale of your IP
Recommendations for learning about financing options
Recommended designer and planning advisor in Melbourne?
Refinance - was I overcharged?
refinance IP loan with overseas income?
Refinancing cost ? Where to allocate?
Reflections of an investment newbie
Regional NSW & Granny Flats
Registered Tax Accountant in Newcastle NSW area
Registered Valuer in Perth Recommendation
Release equity and buy facebook shares
Relocate a gas meter
Remotely renovating for profit ? possible?
Removable house moved to vacant block..
Removing big trees
Removing wallpaper
reno
Reno for profit on PPOR
reno job thats going to option.. worth it?
Renovate or Not
Renovating for deposits (buy
Renovating IP
Renovating without invoices
Renovation before property is tenanted
Renovation cost benchmarks
Rent out front house and live in granny flat - is it possible?
Rent price.
Rent to a group??? Furnished or unfurnished
Rental Information for Bondi Junction?
Rental information for commercial properties in Bondi Junction
Renting By Room
Renting furnished and tax query
renting rooms out in my house.
Renting to NSW Health
Renting villa to your mum.
Renting while renting out PPOR
Repair to IP
Repaying a Cash Deposit from a LOC
repeat).
Repelling Cats
Replacing entire fence
Replacing Leaking Shower Piping In Rental
report. advice?
Request to lower price quote on authority by RE agent
Requirement for Body Corporate?
Requirements for room to be considered a 'bedroom'.
Reservoit Victoria
residential investment loans at call
Responsibility clause on concrete trucks
Restrictive Covenant details
Retaining Wall Brisbane
Retaining walls adelaide
retirement IP
Retirement property planning
Retiring choices can you assist.
Reusing concrete slab
Rewarding good tenants
Rezoned Land Values
Richard Feyman on 7:30 report
Right loan structure for IPs ?
Rip out floating floor and relay it again?
Rise of the Melbourne West
risk adverse investor?
Risk of double commission Victoria
rochedale south or stafford qld
Rocklea
Rocky
Rpdata subscription
running a business
Sale of pre 1985 retail property
Saturday morning outside Medellin
Saving a deposit: PPOR Renos (extract equity) Vs. Salary savings
Scenario
Scope and Suggestion for Longterm Investing in Sydney area
Scrapping assets and tax claim
SE Melb - best value up to $720K? 600sqm land
Searching for property?
Secondary Dwelling (Granny Flat) Brisbane
Secret forum here.... no davids allowed
section 32 valid
Security - what can I offer?
See property you like - buying process
Seeking advice / points of view on my situation
Seeking help for duplex construction cost
Seeking Renovation For Profit Workshop Partner
Seeking your valuable thoughts on my plan
Seems like rates will stay at record low for longer than we predict
Self managed super
Self management
Sell a unit to buy a house or borrow full amount for a house and rent out the unit
Sell duplex off the plan and allow purchaser changes?
Sell PPOR or convert to IP
Sell vs never selling
Seller death before aettlement
Selling - marketing
Selling Agent Dianella WA
Selling agent recommendation - NSW 2760
Selling Calculations
Selling half of property to wife
Selling in N Perth/Highgate - best agent...
Selling IP to tenant - anyone done this?
Selling my USA property
Selling off the plan to a related party
Selling price
Selling Townsville buying Adelaide
Seminars?
Separate entrances/partition off a house - DA needed?
seperate water meter for units in SA
Seperation of 2 Dwellings and Zero Lot Housing
Seriously will Syd ever stop going up?
Serviceability - Employer's stock option
Serviceability and trust lending
Serviceability limit questions
Serviceability wall
Settled on 2nd IP in Logan!
Settlement Questions - WA
Settlement without stamp duty
Share Trading
Share your "but this time it's different" stories
Share your story if retired before 53 in Australia
Shares - what's the best hedge against the Australian RE market?
Sharp Dents from underneath in a flat roof - future corrosion point?
Sharpest contrast between poor / rich neighboring suburbs?
Shift in asset classes with tightened lending
Shorting Aussie Stocks - Does anyone do it?
should I add a new air con split system
Should I buy again in the same small complex?
Should I invest now?
Should I sell or develop?
Should I use a Buyer's Agent?
Should u buy in Pimpama
Shower Screens - Frameless worthwhile?
Signed new contract but no money handed over
Sim
Slacks Creek #5
Sliding gate recommendations Brisbane?
Sliding partition wall?
Sly Budget Changes
Smartmeter
Smartphones
Smelly housemate
SMH Piece -
SMSF Resi Finance lender help needed!!
SMSF Rules
SMSF w/LRBA - Directive to Lease?
So I purchased this property in Brisbane ..
so ticked off
So what did you sacrifice?
So what does everyone here do for a living?
Solar panels in Melbourne (north)
Sold an IP... investing.... withholding tax
Solicitor recommendation
solution to guttering overflowing into the eaves
Some problem with our Loan with AMP?
Someone explain todays strange auctions
Somerton Man
South Yarra apartments
Southern Adelaide investors- market update please
Speachless!
Special levy tax deductions
Splitting expenses to render building
Splitting one bathroom into two
Sponsoring 457 Visa holders and public school
Springvale: IP good and bad areas
St Andrews Beach - What have I missed?
St George 5 yrs fixed
St George SMSF
Stamp Duty- Investor or Live In?
Starter investor seeking advices for investing apartments
Steps to wind up a Hybrid Discretionary Trust?
Steve McKnight 2 hour training event
Steve McKnight presentation
Strata apartment with no body corporate. Opinions
Strata issue or ours?
strata or company titled? Does it matter?
Strategy advice
Strategy moving forward - setting our foundations
Street full of government housing?
Structure
Struggle Street
Struggle Street (SBS Doco on Mount Druitt)
struggling renting an IP out; qld
Stubborn property owners refusing to budge
Sub division in Lake Maquarie Council
Sub-division Dilemma
Subdividing and keeping both properties
Subdividing large block with overland flow and services
Subdivision 101 and Duplex
Subdivision finance
Subdivision for x2 existing units
Subdivision in progress - who pays for tenants damage
Subleasing! Your thoughts?
Suburb Performance Reports-Investar
Suburb review requested
Suburb Statistics in CSV?
suggest a few good custom home builders in sydney
Suggest development types for L Plate developer
suggest me a JV setup
Sunny Coast - Areas recommendation for living?
Sunshine Coast - higher end
Sunshine Coast Property Group Meeting is on Tuesday
Sunshine ip
Super - tips to grow it
Superannunation and Investment property.
Supply and Demand (realestate.com.au)
Surat basin to boom!
Surprised at rate
sw
Swimming pool cleaning
Sworn Valuation
Sws ppor
Sydney
Sydney EoFY Meetup - Bull & Bush Hotel (Baulkham Hills) 27th June 2015
Sydney is turning into a ghetto as poor are trapped by fewer jobs and rising housing
Sydney Median Price in 2018 - 2019
Sydney Roofer
Sydney Silliness Warnings 2015
Sydney to Canberra Corridor (Goulburn
Taking Mechanic to Court
Tamworth any potential
Tamworth NSW
Tax accountant & mortgage Broker WA
Tax deductability
Tax deductibility of Land
tax deductible
tax deducting repairs when converting PPOR to IP
Tax deduction for Repairs/ inspections of a purchased IP
tax deductions on interest
Tax Free Threshold Query
Tax implications ? sale of overseas property
tax on overseas company share allocation for employees
Tax on Repairs
Tax on sale of IP
Tax question
Tax reality in Australia
Tax Return Workbook
Tax strategies towards end of FY
Tax Variation
Tax year to use for selling an apartment
Television pickup
Tenant breaking lease - increasing rent question
Tenant breaking lease - no access
Tenant demands: asbestos and other demands
Tenant just sms to cancel viewing Sat morning
Tenant not paying water bills
Tenant pays cash instead of balance transfer
Tenant want to end lease earlier
Tenants want student boarders
termite protection suggestions
Termite treatment cost
Terri Sheer Landlord insurance
Thank you Depreciator
Thanks Sim
Thanks to the Somers
That bittersweet feeling?
The Australian Dream and $1 Properties by Peter Yong Huang
The B word.
The Bones of the game
The effects of new credit reporting are finally filtering through
The Future of Construction...?
The Great Reverse Government
The Longest Shower
The seriousness of councils
Themes for next few decades in Australia?
They should be sent packing
Think exponentially.
Think your kids are too young to start a business?
This Comic Will Forever Change the Way You Look at Privilege
This idea ok?
This is a bit Rich
This is the hidden potential killer in Australian buildings
Thoughts on cheapy suburbs?
Thoughts on Coolum Qld
Thoughts on Keswick
Thoughts on Leasehold property
Thoughts on Noosa - Anyone?
Thoughts on this design for First floor
Thoughts on this sydney purchase?
Thoughts on Townsville next 12-18months
Thoughts: Wollongong/Gosford
Thoughts?
Thoughts? West Melbourne
Three month furnished apartment PM fees
Tiling repair needed ! Perth
Timber Vinyl Floor vs Ceramic Tiles
Time to shop for IP #5 and 6
title under wifes name
Titles transferred but not showing up
To add a name to the contract or not?
To avoid or not? LMI
To buy or not to buy an IP- whilst umemployed
To buy PPOR or IP?
to increase yield
To kill or not to kill the trees - Investment Property Management
today in SMH - Are all your friends talking property
Tomorrow (May 30th) Predicted Auction Clearance Rates
Tony Abbots hypocrisy
Tools for assessing property portfolio performance
Toowoomba or Cairns - Lost the plot.
Toowoomba?
Top 3 for unit growth?
Topographic map resource?
Torrenting Possible Fines
town planner and architect
Townhouse closer to city or house in outer suburb?
townhouses and units
Townhouses where you are allowed to make changes to the exterior
Townhouses with business zoned downstairs - considered commercial or resi?
TR 2004/6 Reasonable Allowances
Trade Services in Rooty Hill
Tradies - who decides which one?
Transfer of LMI for new purchase
Transfering money from NZ to AUS
Transferring ownership
Transferring SMS from old phone to new phone
Travel Expences for tax
travellers
Tree removal and Granny Flat
Tree removal caused damage.
Tree roots causing damage
Tribunal hearing in
tricky question
Triplex block in Westminster
Trough's in laundry.
Trust and Tax
Trusts - when and what to consider
Turf for rental and equity raise?
Turn carport into Garage
Turned down by Genworth for 80% LVR loan
Turning PPOR into IP
Turning PPOR into IP rented out at non commercial rates
TV point
Two houses next to each other
Two Quick Qs
Uh oh. I've done another green DIY kitchen
UK investment depreciation report
Unchanged For Now - Maybe a Cut in May 2015?
Under quoting auction price
Underpinning and Restumping specialists in Adelaide
Undervalued prices in ADL
Undeveloped & Undivided Land in Western Sydney
unit closer to city or house further away ?
Unit roof conversion
Unit sinking funds calculation?
Unpaid leave affects loan application
Unregistered Land - CBA Valuations
Unresponsive RE agents
Unsure on QLD Granny-flatting rules
Upcoming Brisbane Storm
Update and knee jerk decisions
Update Nundah
Upkeep on timber homes - frequent? expensive?
Urgent - Pre approval - First loan
Urgent feedback needed: ALGESTER ???
Urgent maintenance on Studio apartment with one bathroom
us accountant based in Orlando Florida
US LLC or Aust Pty Ltd ?
USA - New Orleans Tax Adjudicated Properties
Use of extra payment in redraw for business purpose
Use property equity to invest ETF?
Using BA in a hot market...
Using cash or equity in rental?
Using Equity and Savings for a deposit?
Using equity from three IP's as deposit for IP#4
Using Equity or Cash for Deposit?
Using super to buy property
Vacant property
Vale Richie Benaud
Valuation - Connecting Sites
Valuation and Loans
Valuation Qs - property next to you will have more impact than one further?
Valuation questions
Value for 2 properties in Blacktown
Value of a carpark in South Yarra/ Prahran
Variable rate
Variation - expiring soon
Variation cost
Vendor asking for delayed settlement
Vendor finance and instalment sale contract
vendor is a REA boss
Vendor not providing vacant possession at settlement
Vendor offering rental guarantee
Vic
VIC - First IP
VIC: Custom townhouse Builders SE suburbs?
VIC)
Victorian Dividing Fences Act updated
Victorian OC
Views + Contracts = Results?
Villas
Virgin Credit Card
Visa Debit cards
w
WA
WA and Qld - verification of identity for Settlement Agent
WA Budget
WA Granny Flat
WA subdivision - Restrictive Covenant
Wage increase
Want to install Solar - where do I start?
Want to meet ivestors at Hurstville NSW
Wanted: The Real McCoy for a Magazine Interview
Warning labels
Water bills
Water Dammage
Waterford West
Watsonia Suburb Review
Ways to minimise tax bill this year
We think we have refugee problems....
Weird Domain emails
Werrington NSW - Property Manager Recommendation
Wesfarmers Federation Insurance
West Footscray - good streets/areas?
Westconnex/M4 Tunnel East
Western Sydney Meetup - Wednesday 22/7/15
Western Sydney property solicitor
Westpac / Genworth
Westpac...words fail me...wow
what about the low key property investor
What about Wodonga?
What are all these for
What are you property manager fee?
what can be claimed
What caused the market stagnation from ~2003 (and any earlier ones) aftr the big boom
what date each month does ANZ decide on its rates?
What do you consider a casual "walking distance"?
What do you guys think of Inala
What do you rate these two areas as?
What does "Unconditional"really mean?
What does it take to be successful?
what does this mean?
What economic group did you grow up in?
What fixing really means
What happens if you sell at a loss?
what happens to house prices during a recession
What happens to real estate during a deflationary period
What happens when markets turn?
What has happened to the Reno Kings?
What I learnt ? Call Depreciator
What is a check valuation?
what is it about YOU?
What is speculation ?
What is the best prize you have won
What is wedding food?
What is your (extra) day off worth?
What is your end strategy?
What is your game?
What paid resources do you use?
What research tool subscriptions do members have?
What should I be aware of if buying a house in West End Brisbane?
What should PM fees reasonably cover?
What sort of contract?
What sort of impact will all this tightening of serviceability have on the market?
what then?
What to do with my DT and company trustee
What to do with space?
What type of plant is this?
What would you be interested in discussing?
What would you consider a "safe" LVR for a conservative
What would YOU do?
What would you drive
What year?
What's a 6sqm storage garage in Brisbane CBD worth to rent?
What's a good printer ?
What's Margaret Lomas telling people to buy?
Whats a typical good management fee in Melb?
Whats happening in Sydney?
Whats on your playlist - music
Whats the best fixed rate currently available
Whats the highest % of income you accepted ?
Whats your price?
When an agent Photoshops photos online?
When do we pay CGT for townhouse developments
When does contract date start and when does clause end?
When fixed rates ends
When is QLD stamp duty due?
When it is Townsvilles Turn
When to dispose off contract of sale
When to purchase landlord insurance?
where can i find council laws on granny flats
Where can I find details on age/cost of extension?
Where can I get data on rent rates per m2?
Where can l put money to save ?
Where do i go to find out the exact date my house was built?
Where in Melbourne
Where is the Gold in the Coast? Opinions on the Gold Coast
Where to buy 2nd Investment Property?
Where to buy in Perth?
Where to buy investment Brisbane South or logan for $350k or under
Where to buy out of these 2?
Where to buy research and support
Where to eat around Maroochydore?
Where to invest - Anywhere in Aus?
Where to invest in Sydney
Where to not buy
where to reno?
Where To Rent (Sydney)
Where/How to keep up with laws and property rights?
Whether to invest in Springwood QLD??
Which Area to avoid in Armidale NSW
Which Colors To Paint House?
Which councils in Sydney allow torrens title dual occupancy?
Which design do you prefer?
Which do you think would be ideal?
Which good tenants to choose?
Which is your favourite suburb in Brisbane..?(of an IP)
Which property to buy please? Urgent suggestions please
Who are you on reno rumble?
Who do I report a developer to?
Who do you use for your Depreciation Schedules?
Who here has build apartments?
Who is responsible?
Who pays for water usage for a leakage? NSW
Who should take the moral responsibility for a bad tenant?
Wholesale
Whose buying? Investors or PPOR's
Why are sub-dividable blocks rarely 80-100% times the price?
Why do you Invest in Property?
Why I have faith in Australia and the Australian property market
Why it may be a good idea to use a company to own property
Wifi for townhouse complex or apartment complex
Will capital city differentials remain roughy the same for the foreseeable future?
Will it annoy tenant privacy?
Will you choose Parramatta for property investment?
Will you have a Job in 2025..
Williamstown Heritage rennovation - build costs?
WillowDale or Oran Park
Witanhurst
Wollongong Region: Dapto vs Warilla
Woodridge or Toowoomba
Worst Manager of Prosperity
Worst Melbourne suburb within 15km of the City (excluding the West)
Would there be any regulatory benefit to preventing locking in of rates?
Would you do Termidor treatment after this report?
Would you ever buy an IP worth more than your PPOR?
Would you still buy inner city apartments in melb?
WOW aren't you lucky
Write off carpet
WTB IP IN SYDNEY SUB $350k
Wynnum manly brisbane
yay!!
Yellow brick road
Yeppoon
Yes Virginia
Yet another Brisbane thread... $650k budget
Yet another CGT question
You "Only" Need $1m to retire comfortably.
you deserve it!
You know the market's heated when.......
your circumstance?
Your ideal development site
Your subdivision profiled in our mag
Your suggestions required ? career change
Your thoughts on this property please
Your views on Shadow Play at Southbank
Zeta Rosebery
Zillmere Brisbane

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mardi 17 février 2015

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