Greetings Brokers,
A lot is often said on these forums about credit enquiries. Whilst I understand how they can affect your ability to gain finance, little has been mentioned as to how exactly in regards to the number, frequency, with whom the enquiry was with.etc
I also understand each lender reviews this differently but I think the General SS community would benefit from a breakdown and general experience in this area.
So things I think would be beneficial to know would be:
How many enquiries would raise alarms. Subsequently what about if there were lots but not for some time.
What about if someone only had say 5 but all within a short period, say 1 month.
Does the credit provider with who the enquiry was made have an affect? For example a few enquiries with cash convertors would be worse than a credit enquiry with a big 4.
This is just a few things but obviously someone with experience would be able to shed more an insight.
Credit Enquiries
A lot is often said on these forums about credit enquiries. Whilst I understand how they can affect your ability to gain finance, little has been mentioned as to how exactly in regards to the number, frequency, with whom the enquiry was with.etc
I also understand each lender reviews this differently but I think the General SS community would benefit from a breakdown and general experience in this area.
So things I think would be beneficial to know would be:
How many enquiries would raise alarms. Subsequently what about if there were lots but not for some time.
What about if someone only had say 5 but all within a short period, say 1 month.
Does the credit provider with who the enquiry was made have an affect? For example a few enquiries with cash convertors would be worse than a credit enquiry with a big 4.
This is just a few things but obviously someone with experience would be able to shed more an insight.
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