Hi,
I am new to the forum. I would like to get some idea from experts here. There is my story below:
I lived in Perth and I got a house which is not under any mortgage there. I've just relocated to Sunshine Coast, Queensland for work this year. I would like to buy my 2nd property in Sunshine Coast. My budget will be around 500k - 600k. I am struggling whether I should go for a fixed rate home loan or an offset account with variable rate home loan. I can see the interest rate is historical low at the moment. It's very attractive. However, if I take offset account with variable rate, it will be like more flexible to pay off the loan.
Can anyone give me any suggestion about the product of home loan, please? I would like to do more research before talking to the mortgage broker.
Cheers,
Marco
Home loan products - suggestion required
I am new to the forum. I would like to get some idea from experts here. There is my story below:
I lived in Perth and I got a house which is not under any mortgage there. I've just relocated to Sunshine Coast, Queensland for work this year. I would like to buy my 2nd property in Sunshine Coast. My budget will be around 500k - 600k. I am struggling whether I should go for a fixed rate home loan or an offset account with variable rate home loan. I can see the interest rate is historical low at the moment. It's very attractive. However, if I take offset account with variable rate, it will be like more flexible to pay off the loan.
Can anyone give me any suggestion about the product of home loan, please? I would like to do more research before talking to the mortgage broker.
Cheers,
Marco
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