I'm looking for a construction loan for about $380K with 80% LVR, with a re-draw facility. I'm buying land separately and getting a house built by a building company.
I have been offered a few options. It looks like either the interest rate is very high during construction period (5.95% by AMP) or the fees are too high (ChoiceLend), and sometimes both (CBA). I've also looked at Suncorp, Maquarie and a few others. I am wondering if there are any better options or the banks/CUs will get their share either way... :confused:
Would appreciate your opinion on this.
Mortgage brokers: please contact me via PM.
Thank you in advance
Looking for a construction loan
I have been offered a few options. It looks like either the interest rate is very high during construction period (5.95% by AMP) or the fees are too high (ChoiceLend), and sometimes both (CBA). I've also looked at Suncorp, Maquarie and a few others. I am wondering if there are any better options or the banks/CUs will get their share either way... :confused:
Would appreciate your opinion on this.
Mortgage brokers: please contact me via PM.
Thank you in advance
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