First home buyers grant loss

Hi guys,



I've read tons about this but still not sure about one fine detail - what is it, exactly, that makes you lose this grant?



I am in a position where i need to help mum take out a loan to buy either persons first property. The loan will be under both our names. In doing this, have I now given up my chance at the grant, or can the property papers be signed exclusively under her name (or vice vesa)?

First home buyers grant loss